Should You Time Your 401(K) Contributions?
Should You Time Your 401(K) Contributions?
December 26, 2024

If you’ve watched this show for a while, you likely heard it before: timing the market is not a sound financial strategy. But what about timing your 401(k) contributions? Could adjusting your contributions throughout the year give you an edge?

In this video, Frank breaks down whether there’s any merit to this idea. While there typically isn’t a way to employ market timing with your 401(k) contributions, there are situations that may arise where it could be beneficial to bump up your contributions.


Here’s some of what we discuss in this episode:

0:00 – Intro

0:58 – Timing of contributions vs timing the market

2:18 – When might it make sense to bump up contributions?

3:36 – Your T.I.M.E. Is Now

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