Plenty of people have concerns about stock market volatility, a potential recession on the horizon, and worries for the economy amidst recent news. What if you’ve had 2025 marked on the calendar for a while as the year you plan to retire? Is this a bad time to do it? In this episode, Frank walks through five considerations near-retirees should weigh before hitting the eject button on work in 2025 and beyond.
Frank covers key topics like risk exposure, income needs, diversification, and the role emotions play in retirement decisions. He also explains the power of the “bucket strategy” and shares why reacting out of fear can be costly, while having a plan in place can make a big difference.
Here’s what we discuss in this episode:
📉 Why 10% down shouldn’t automatically derail your retirement dreams
🪣 How a bucket strategy can help calm retirement nerves
🧠 The risks of emotional investing
🔎 Looking at your individual situation before panicking
0:00 – Intro
1:19 – Tip #1: Don’t Panic
3:07 – Tip #2: Consider Risk Exposure
5:01 – Tip #3: Diversify
6:11 – Tip #4: Think long-term
7:44 – Tip #5: Assess what actually affects you
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