Mailbag: How to Stay Smart When the Market Drops
Mailbag: How to Stay Smart When the Market Drops
May 22, 2025

Market volatility has a way of shaking confidence. It's easy to feel uncertain, but reacting without a plan could do more harm than the drop itself. In this special mailbag episode, Frank tackles timely listener questions about navigating today’s uncertain market.

Should you adjust your portfolio? Is now the right time to invest extra cash? What if you’re just a couple years from retirement and your account is taking a hit? Tune in for practical insights to help you stay grounded when the market isn’t. You’ll also hear why so many people delay getting financial help and how a clear plan can bring peace of mind when markets feel anything but stable.


Here’s what we discuss in this episode:

🧭 Why “stay the course” only works if you have a plan

⏳ What near-retirees should consider before locking in losses

🔍Could now be a smart time to invest your sidelined cash?

😬 The surprising reason people delay getting financial help

 

0:00 – Intro

0:48 – Should I Change My Portfolio Now?

3:56 – Is This a Buy-the-Dip Moment?

5:16 – Near Retirement Panic 

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